You need to be very careful what you tell your insurance company and the other person’s insurance company after a Florida car crash. You could lose your payout or get nothing at all if you say the wrong thing to an insurance company. These are the five things that you should not tell the insurance company to ensure you receive the Florida car accident compensation you deserve.
Everything, immediately after the accident
If you plan to file a claim against your insurance company, it is important to get in touch with them after a car accident. If you are uninsured or underinsured, your insurer will likely file a claim if you are involved in a hit-and-run accident. However, your insurance company does not need to be contacted immediately after an accident. It is better to wait until after an accident to contact your insurance company. It is best to give yourself time to think about what to say after an accident. You will likely be in shock, stressed and confused immediately after an accident. These are not the best conditions to report an accident to your insurance company.
“I’m sorry”
After a Florida car accident, don’t admit to fault to your insurance company. People often admit guilt by accident. You should not say “I’m sorry” or even “I am sorry” to an insurance company. This can be considered an admission that you are guilty.
“I’m fine”
Talk to your insurance company about an accident. Do not tell them you feel fine if you don’t feel any pain or injuries. Some injuries may not be immediately apparent after an accident. When the insurance company questions you about your injuries shortly after an accident, just say that your doctor is still looking at your injuries.
“I think”
When dealing with insurance companies, be truthful. When asked a question, avoid making “I think” statements. Instead of saying “I think”, tell your insurance company that you’re not sure.
“I don’t have an attorney”
It is important that you do not allow your insurance company to find out that you don’t have a lawyer. The insurance company may try to take advantage of you if they find out that you don’t have legal representation. Do not mention that you do not have an attorney. Instead, get one.
An attorney will protect you from the insurance company taking advantage of you. An attorney can help you get the compensation you are entitled to.
Legal Assistance is Available
After a car accident, there are many things you should not tell the insurance company. These are all things that an attorney can help with.
This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is an insurance claims attorney. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.
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